# Law Offices of Nicole James, P\.C\.: Estate Planning \| Business Formation \| Consulting

> Law Offices of Nicole James dedicated to serving clients in the greater Boston area in the areas of estate planning and business planning\.

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## Pages
- [Blog](https://njameslaw.com/blog/)
- [Fee Schedule](https://njameslaw.com/fee-schedule/)
- [Our Mission](https://njameslaw.com/our-mission/)
- [Three Planning Mistakes Farmers \& Ranchers Make and How to Avoid Them](https://njameslaw.com/three-planning-mistakes-farmers-and-ranchers-make-and-how-to-avoid-them/)
- [Newsletters](https://njameslaw.com/our-newsletters/)

## Posts
- [Building an ADU on Your Child's Land](https://njameslaw.com/building-an-adu-on-your-childs-land/): You write the check for the cottage\. When it's finished, the question is what you actually own, and whether your right to live there can survive a sale, a foreclosure, or a falling\-out\.
- [When one paycheck stops, the mortgage doesn't\.](https://njameslaw.com/when-one-paycheck-stops-the-mortgage-doesnt/): Two incomes quietly carry a young family's mortgage, childcare, and everything else, and term life insurance is the piece that keeps them covered if one of those incomes stops\. Most people skip it because they assume it's expensive, when a healthy couple in their thirties can often protect a real income for less than the cost of a dinner out\. 
- [When Your Children Step In: What a New Massachusetts Case Tells Us About Gifting and Incapacity](https://njameslaw.com/when-your-children-step-in-what-a-new-massachusetts-case-tells-us-about-gifting-and-incapacity/): Two adult sons moved more than $5\.5 million from their elderly mother’s assets to themselves using a durable power of attorney\. A Massachusetts court just held that the gifts were authorized\. The harder question is the one their mother never got to answer in writing\.
- [Press Start: An Estate Planning Guide for the Generation That Grew Up Gaming](https://njameslaw.com/press-start-an-estate-planning-guide-for-the-generation-that-grew-up-gaming/): Three out of four adults under 40 have no estate plan, and whether the trigger was a promotion, a mortgage, a marriage, or a baby, this guide walks you through the 10 tools that make up a complete plan, who needs what, and how to find out where you stand\. 
- [The Plan Behind the Plan](https://njameslaw.com/the-plan-behind-the-plan/): This post explains how a "second look" approach to estate planning provides families with the flexibility to minimize taxes and protect heirs by making decisions based on real\-time information\.

## Newsletters
- [Helping Clients Protect Themselves and Their Loved Ones This National Safety Month](https://njameslaw.com/newsletters/helping-clients-protect-themselves-and-their-loved-ones-this-national-safety-month/)
- [National Safety Month: A Revocable Living Trust as Your Tool for Safety](https://njameslaw.com/newsletters/national-safety-month-a-revocable-living-trust-as-your-tool-for-safety/)
- [Three Things You Can Do to Help Clients with National Moving Month](https://njameslaw.com/newsletters/three-things-you-can-do-to-help-clients-with-national-moving-month/)
- [Two Essential Things to Add to Your Moving Checklist](https://njameslaw.com/newsletters/two-essential-things-to-add-to-your-moving-checklist/)
- [Help Clients Celebrate Earth Day with These Environmentally Friendly Burial Options](https://njameslaw.com/newsletters/help-clients-celebrate-earth-day-with-these-environmentally-friendly-burial-options/)

## Newsletter Categories
- [Client Focused Newsletter](https://njameslaw.com/newsletter_categories/client-focused-newsletter/)
- [Advisor Focused Newsletter](https://njameslaw.com/newsletter_categories/advisor-focused-newsletter/)

## Optional
- [Sitemap index](https://njameslaw.com/sitemap_index.xml)